As the Curriculum and Assessment Review highlights, financial literacy is a key area where young people lack essential skills. The new AAT Financial Literacy Certificate is designed to be embedded within 16-19 study programmes, helping learners develop the knowledge and confidence they need for adult life, employment and future careers.
Experience sample e-learning materials, share your feedback, and register your interest in becoming an early delivery partner.
Why financial literacy belongs in every learner's education
83%
Want to know more about finance and money.
3 in 5
Have experienced financial difficulties.
Less than half
Received financial education at school.
Only half
Understand how credit card interest works.
Programme at a glance
- 20 learning hours
- 4 modules: 5 learning hours each
- Certificate on completion
- Tutor-led delivery with e-learning activities and a summative assessment
Proposed course syllabus
The proposed course syllabus brings together essential personal finance knowledge with an introduction to business finance, helping learners understand how financial skills apply to their lives and future careers.
- Unit 1: Personal finance, everyday
- Unit 2: Personal finance, looking ahead
- Unit 3: Work-ready finance, everyday
- Unit 4: Work-ready finance, looking ahead
Experience sample materials – and share your feedback
Be among the first to explore the AAT Financial Literacy Certificate. Register to access sample e-learning, teaching resources and the full proposed syllabus.
Help shape the programme: We'd also love to get your feedback through our short survey for the chance to win a £50 Amazon voucher.
Managing earnings, project costs and budgeting for the future.
Build practical financial skills that can help learners understand income, manage costs and make informed financial decisions throughout their careers, whether working on-site, in further training or running a business in the future.
Why it works for your college
Embed within 16–19 study programmes
A flexible programme that complements existing qualifications and enrichment activity.
Backed by AAT expertise
We bring specialist subject knowledge and real-world relevance to financial learning.
Supports employability and progression
Builds practical financial skills for employment, further study and independent living.
Inclusive and relevant
Transferable financial skills applicable across vocational and academic pathways.
