Disciplinary outcome: Alex Howard
Order by consent
In the matter of
Mr Alex Howard FMAAT
Business name
Howards Business Services Limited
Membership number
10345993
Date
03 July 2026
Misconduct
- He failed to carry out adequate customer due diligence and ongoing monitoring in respect of one or more existing clients, in accordance with Regulation 28 of the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017.
- He failed to carry out adequate regular review and updating of his firm’s AML policies, controls and procedures, in accordance with Regulation 21 of the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017.
Finding
By reason of the conduct set out in the Allegations above, Alex Howard is guilty of misconduct pursuant to Article 21 of AAT’s Articles of Association.
Order
- Severely reprimanded for three years.
- Fined £1,500.
Consent
The decision of the Investigations Team shall stand as an Order of the Association pursuant to Regulations 5.2 and 5.3 of the Disciplinary Regulations.
