Disciplinary outcome: Claire Meldrum
Order by consent
In the matter of
Miss Claire Meldrum MAAT
Business name
CM Bookkeeping Services
Membership number
20190787
Date
03 July 2026
Misconduct
- Failed to carry out an adequate firm-wide money laundering risk assessment.
- Failed to apply adequate risk-based due diligence and ongoing monitoring measures for one or more clients.
- Failed to carry out any, or any adequate, periodic review of her Anti-Money Laundering policies, procedures and controls.
- Failed to undertake effective Anti-Money Laundering training.
- Failed to issue any, or any adequate, letters of engagement to one or more clients in accordance with AAT’s Client Care policy.
- Provided Personal Income Tax and Business Income Tax services outside the scope of her licence.
Finding
By reason of the conduct set out in the Allegations above, Claire Meldrum is guilty of misconduct pursuant to Article 21 of AAT’s Articles of Association.
Order
- Severely reprimanded for three years.
- Fined £1,500
Consent
The decision of the Investigations Team shall stand as Order of the Association pursuant to Regulations 5.2 and 5.3 of the Disciplinary Regulations.
