Disciplinary outcome: Michelle Avory
Order by consent
In the matter of
Mrs Michelle Avory MAAT
Business name
MK Accountancy
Membership number
10107376
Date
07 August 2026
Misconduct
- She failed to carry out adequate client due diligence in respect of one or more clients in contravention of Regulations 27 and 28 of the Money Laundering Regulations 2017..
- She failed to receive and/or hold clients’ money in accordance with the requirements of AAT’s Clients’ Money Policy.
Finding
The Investigation Team finds that, by reason of the conduct set out in the allegations above, Michelle Avory is guilty of misconduct pursuant to Article 21 of AAT’s Articles of Association.
Order
- £2,000.00 fine
- Severe reprimand for a period of two years.
- Removal of AAT fellow membership (FMAAT) status for a period of two years.
Consent
The decision of the Investigation Team shall stand as an Order of the Association pursuant to Regulation 5.3 of the Disciplinary Regulations.
