Disciplinary outcome: Stephen Jones

Order by consent

In the matter of

Mr Stephen Jones FMAAT

Business name

Future Finance Ltd

Membership number

140979

Date

27 November 2025

Misconduct

  1. He provided self-employed accountancy or bookkeeping service to the public whilst not licensed to provide such services and was not subject to an exemption.
  2. He provided self-employed accountancy or bookkeeping services to the public without being registered with a supervisory authority within the meaning of The Money Laundering Regulations.

Finding

By reason of the conduct set out in the Allegations above, Stephen Jones is guilty of misconduct pursuant to Article 21 of AAT’s Articles of Association.

Order

1. Reprimanded for a period of three years
2. Fined £5,000
3. Removed of this fellow member (FMAAT) status for a period of three years
4. Warned about his future conduct.

  • failure to pay the fine within 90 days – or on such terms that Professional Standards believe is reasonable – may result in the removal of his membership until such time that the fine is paid in full. Such action is in keeping with paragraph 32 of AAT Regulations 2025.
  • it is his responsibility to ensure that he is familiar with and in turn adheres to the relevant laws and regulations as it applies to his AAT membership status.
  • he is expected to ensure that information he provides AAT as part of his annual membership renewal is accurate
  • his FMAAT status will not be automatically reinstated after the three-year period has expired, and he will need to re-apply for the designation

Consent

The decision of the Investigations Team shall stand as Order of the Association pursuant to Regulations 5.2 and 5.3 of the Disciplinary Regulations.